Condo & Townhome Water Damage in Smyrna, GA
In attached homes, one leak can damage several units. Here's what Smyrna condo and townhome owners should do first.
Why this comes up so often in Smyrna
Smyrna has added a lot of condos, townhomes and mixed-use buildings around Market Village, the Battery and along Spring Road and Cobb Parkway. Shared walls and stacked units mean water moves between homes: a washer hose upstairs, a toilet supply line next door, or a failed water heater in the unit above.
First steps
- Find and stop the sourceYour unit, a neighbor's unit or a common pipe.
- Notify everyone involvedNeighbor, HOA or management, in writing with photos and times.
- DocumentPhotos of the source, the water and all damage.
- Call your insurerYour HO-6 (condo) policy, even if the leak started elsewhere.
- Start dryingDon't wait for everyone to agree on who pays. Damage and mold spread while you wait.
Who usually covers what
| Item | Often covered by |
|---|---|
| Common elements (roof, exterior walls, shared pipes) | HOA master policy |
| Your interior: drywall, floors, cabinets (depends on bylaws) | Your HO-6 policy or the master policy |
| Your belongings | Your HO-6 policy |
| Damage caused by a neighbor's negligence | Possibly the neighbor's liability coverage |
Every HOA's bylaws and master policy differ ("bare walls" vs. "all-in"). Check yours and talk to your insurer.
More for Smyrna: water damage in Smyrna · ceiling water damage · washing machine leaks
Frequently asked questions
The leak came from my upstairs neighbor. Do I still call my insurance?
Can one restoration company handle several units?
Water in your home? Get a local pro on the way.
Call and we'll connect you with an independent local water damage restoration company that serves your area. The referral is free, and many local companies answer around the clock.